Saving and Investing Tips

Saving during the good times prepares you for the tough ones. Whether it’s a little or a lot, saving consistently makes a big difference.

What is compound interest?

What is compound interest?

Learn how to reap the rewards of compound interest.

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Property investment tips

Property investment tips

Property is one of the most reliable ways of generating income. Get the most out of your property investments with these tips.

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Riding the interest wave

Riding the interest wave

You hear about interest rates all the time. But do you know what it really means for you and your pocket?

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How to grow your money

How to grow your money

Just like your physical health, your financial health depends on the decisions you make every day. Learn how to grow your money with these tips.

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Saving and Investing Conversations

Learn about key concepts and ways you can manage your money better with our featured articles.

Basic investment principles for beginners

Basic investment principles for beginners

Investing is a great way to grow your wealth and save for specific short-, medium- or long­term goals. But it might be a bit intimidating when you first start out and you will need some help to decide how you want to invest and why. 

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Saving and Investing Calculators

Everything you need in one place. Get the latest resources from Nedbank to go even further on your money journey.

 

Planning for emergencies, a holiday or your kids’ education? You can’t go wrong with either saving or investing if you know what you want to achieve with your money, and by when. See below calculator to help you achieve your goals.

 

What is your savings goal?

Whether your goal is short, medium or long term, we have the right savings or investment solution for you.

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Electronic 32 Day Notice

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Select 3 products to see the growth potential of your investments.

Product 1
Product 2
Product 3

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Total on simple interest

Interest rate

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Notice period

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Minimum investment amount

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Investment term

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Monthly fees and commissions

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Additional deposits

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Minimum balance

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Select 3 products to see the growth potential of your investments.

You won't be able to see our fixed deposit options because you've opted to make monthly contributions.

Product 1
Product 2
Product 3
See comparison
I want to see the potential growth of my money

Product comparison

Total on simple interest tooltip text tooltip text
Interest rate
Notice period
Minimum investment amount
Investment term
Monthly fees and commissions
Additional deposits
Minimum balance
Electronic 32 Day Notice
Jan 2024 tooltip text tooltip text
Notice investment
Electronic 32 Day Notice
Jan 2024 tooltip text tooltip text
Notice investment
Electronic 32 Day Notice
Jan 2024 tooltip text tooltip text
Notice investment
MinBalance MaxBalance MinTime MaxTime InterestRate
0 999 0
1000 9999 3.75
10000 49999 4.00
50000 74999 4.50
75000 99999 5.00
100000 99999999 5.50
MinBalance MaxBalance MinTime MaxTime InterestRate
0 999 0
1000 9999 3.75
10000 49999 4.00
50000 74999 4.50
75000 99999 5.00
100000 99999999 5.50
MinBalance MaxBalance MinTime MaxTime InterestRate
0 2499 5.75
2500 24999 5.75
25000 49999 6.25
50000 99999 6.75
100000 249999 7.00
250000 499999 7.00
500000 999999 7.00
1000000 7.00
MinBalance MaxBalance MinTime MaxTime InterestRate
500 2499 5.80
2500 24999 6.30
25000 49999 6.45
50000 99999 6.55
100000 249999 7.25
250000 999999 7.50
1000000 99999999 7.60
MinBalance MaxBalance MinTime MaxTime InterestRate
500 2499 5.80
2500 24999 6.30
25000 49999 6.45
50000 99999 6.55
100000 249999 7.25
250000 499999 7.50
500000 999999 7.50
1000000 99999999 7.70
MinBalance MaxBalance MinTime MaxTime InterestRate
500 2499 5.25
2500 24999 6.00
25000 49999 6.00
50000 99999 6.50
100000 249999 6.75
250000 99999999 7.00
MinBalance MaxBalance MinTime MaxTime InterestRate
0 49999 0.00
50000 99999999 6.95
MinBalance MaxBalance MinTime MaxTime InterestRate
25000 12 6.50
MinBalance MaxBalance MinTime MaxTime InterestRate
5000 3 8 5.25
5000 9 11 5.25
5000 12 18 5.56
MinBalance MaxBalance MinTime MaxTime InterestRate
250 2499 5.70
2500 24999 6.20
25000 49999 6.45
50000 99999 6.55
100000 249999 7.20
250000 499999 7.50
500000 99999999 7.55
MinBalance MaxBalance MinTime MaxTime InterestRate
0 2499 5.70
2500 24999 6.20
25000 49999 6.35
50000 99999 6.50
100000 249999 6.95
250000 99999999 7.05
MinBalance MaxBalance MinTime MaxTime InterestRate
1000 24999 12 7.75
25000 249999 12 7.90
250000 99999999 12 7.90
MinBalance MaxBalance MinTime MaxTime InterestRate
1000 24999 1 3 6.75
1000 24999 3 6 6.90
1000 24999 6 12 7.30
1000 24999 12 18 7.25
1000 24999 18 24 7.30
1000 24999 24 36 7.35
1000 24999 36 60 7.40
1000 24999 60 120 8.10
25000 249999 1 3 6.95
25000 249999 3 6 7.10
25000 249999 6 12 7.50
25000 249999 12 18 7.45
25000 249999 18 24 7.50
25000 249999 24 36 7.55
25000 249999 36 60 7.60
25000 249999 60 120 8.30
250000 999999 1 3 7.05
250000 999999 3 6 7.20
250000 999999 6 12 7.60
250000 999999 12 18 7.70
250000 999999 18 24 7.60
250000 999999 24 36 7.65
250000 999999 36 60 7.70
250000 999999 60 120 8.40
1000000 99999999 1 3 7.15
1000000 99999999 3 6 7.30
1000000 99999999 6 12 7.65
1000000 99999999 12 18 7.80
1000000 99999999 18 24 7.65
1000000 99999999 24 36 7.70
1000000 99999999 36 60 7.75
1000000 99999999 60 120 8.50
MinBalance MaxBalance MinTime MaxTime InterestRate
1000 24999 1 3 6.90
1000 24999 3 6 7.00
1000 24999 6 12 7.40
1000 24999 12 18 7.40
1000 24999 18 24 7.40
1000 24999 24 36 7.45
1000 24999 36 60 7.50
1000 24999 60 120 8.25
25000 249999 1 3 7.10
25000 249999 3 6 7.20
25000 249999 6 12 7.60
25000 249999 12 18 7.60
25000 249999 18 24 7.60
25000 249999 24 36 7.65
25000 249999 36 60 7.70
25000 249999 60 120 8.35
250000 999999 1 3 7.20
250000 999999 3 6 7.30
250000 999999 6 12 7.70
250000 999999 12 18 7.80
250000 999999 18 24 7.70
250000 999999 24 36 7.75
250000 999999 36 60 7.80
250000 999999 60 120 8.40
1000000 99999999 1 3 7.30
1000000 99999999 3 6 7.40
1000000 99999999 6 12 7.80
1000000 99999999 12 18 7.90
1000000 99999999 18 24 7.80
1000000 99999999 24 36 7.85
1000000 99999999 36 60 7.90
1000000 99999999 60 120 8.55
MinBalance MaxBalance MinTime MaxTime InterestRate
1000 24999 1 3 6.90
1000 24999 3 6 7.00
1000 24999 6 12 7.40
1000 24999 12 18 7.40
1000 24999 18 24 7.40
1000 24999 24 36 7.45
1000 24999 36 60 7.50
1000 24999 60 120 8.25
25000 99999 1 3 7.10
25000 99999 3 6 7.20
25000 99999 6 12 7.60
25000 99999 12 18 7.60
25000 99999 18 24 7.60
25000 99999 24 36 7.65
25000 99999 36 60 7.70
25000 99999 60 120 8.35
100000 249999 1 3 7.20
100000 249999 3 6 7.30
100000 249999 6 12 7.70
100000 249999 12 18 7.80
100000 249999 18 24 7.70
100000 249999 24 36 7.75
100000 249999 36 60 7.80
100000 249999 60 120 8.40
250000 1 3 7.30
250000 3 6 7.40
250000 6 12 7.80
250000 12 18 7.90
250000 18 24 7.80
250000 24 36 7.85
250000 36 60 7.90
250000 60 120 8.55
MinBalance MaxBalance MinTime MaxTime InterestRate
1000 24999 1 3 6.60
1000 24999 3 6 6.60
1000 24999 6 12 7.10
1000 24999 12 18 7.05
1000 24999 18 24 7.20
1000 24999 24 36 7.25
1000 24999 36 60 7.30
1000 24999 60 120 7.65
25000 249999 1 3 6.80
25000 249999 3 6 7.00
25000 249999 6 12 7.30
25000 249999 12 18 7.30
25000 249999 18 24 7.40
25000 249999 24 36 7.45
25000 249999 36 60 7.50
25000 249999 60 120 8.15
250000 999999 1 3 6.90
250000 999999 3 6 7.10
250000 999999 6 12 7.50
250000 999999 12 18 7.50
250000 999999 18 24 7.50
250000 999999 24 36 7.55
250000 999999 36 60 7.60
250000 999999 60 120 8.25
1000000 99999999 1 3 7.10
1000000 99999999 3 6 7.20
1000000 99999999 6 12 7.55
1000000 99999999 12 18 7.60
1000000 99999999 18 24 7.55
1000000 99999999 24 36 7.60
1000000 99999999 36 60 7.65
1000000 99999999 60 120 8.35
MinBalance MaxBalance MinTime MaxTime InterestRate
1000 24999 1 3 6.70
1000 24999 3 6 6.80
1000 24999 6 12 7.20
1000 24999 12 18 7.35
1000 24999 18 24 7.10
1000 24999 24 36 7.15
1000 24999 36 60 7.20
1000 24999 60 120 8.05
25000 249999 1 3 7.00
25000 249999 3 6 7.10
25000 249999 6 12 7.60
25000 249999 12 18 7.55
25000 249999 18 24 7.50
25000 249999 24 36 7.55
25000 249999 36 60 7.60
25000 249999 60 120 8.15
250000 999999 1 3 7.10
250000 999999 3 6 7.20
250000 999999 6 12 7.70
250000 999999 12 18 7.65
250000 999999 18 24 7.60
250000 999999 24 36 7.65
250000 999999 36 60 7.70
250000 999999 60 120 8.20
1000000 99999999 1 3 7.20
1000000 99999999 3 6 7.30
1000000 99999999 6 12 7.80
1000000 99999999 12 18 7.75
1000000 99999999 18 24 7.70
1000000 99999999 24 36 7.75
1000000 99999999 36 60 7.80
1000000 99999999 60 120 8.40