Our study assesses financial health using 8 indicators grouped into 4 key categories: Spend, Save, Borrow, and Plan. Through factor analysis, we identified that our 8 financial health indicators naturally group into 2 distinct categories, namely day-to-day and forward-looking indicators of financial health. By organising these indicators into these categories, our study offers a comprehensive assessment that aligns with a holistic view of financial health, addressing both immediate and future financial needs.

 

The 2025 NedFinHealth Monitor Report

The 2025 NedFinHealth Monitor Report

Nedbank’s third annual study assessing the financial health of employed South Africans – shows overall financial health improving for the third consecutive year, rising to 56.4 from 54.8 in 2024. 

Download report
The 2024 NedFinHealth Monitor Report

The 2024 NedFinHealth Monitor Report

In this report, 62% of South Africans have said that their spending equals or exceeds their monthly income.

Download report